Even as we fuss about the escalating healthcare and health insurance expenditure in India, there is the rising trend of tourists from Western Europe, North America and the Gulf coming to India to get themselves treated. This is mainly for the reason that the healthcare costs in India is still considerably lesser than in the West, and the quality of healthcare provided at most of these private infirmary is equal to the top in their home countries. A heart valve substitution which costs USD 8000 in India could set the health insurance business back by as much as USD 150,000 in the United States. A rudimentary rule of thumb is that surgical procedure in India usually costs 1/10 of what it would in the US. One more difficulty that most of these visitors face is that several of the procedures that they would like done are not thought of as critical (elective) by their local healthcare classification, and thus they would not be capable to gain them under their health insurance policy in their countries. Although aftercare can turn out to be an issue, the profits compensate the downbeat as far as these visitors are concerned.
Hospital groups such as Max, Apollo, Fortis etc have insistent sales departments centering with the sole purpose on the medical tourism part. Cardiology, cardiothoracic operation, knee substitution, and cosmetic surgeries are the most common ones as the cost discrepancy is particularly marked across these areas. Several of these private hospitals are entering into contracts with international health insurance companies so that they can compensate for all these medical expenses of these foreign visitors. The international medical tourism market is worth USD 60 bn, and thus there is a huge possibility for India to get a bigger share of this pie. The Indian government has been enthusiastic to tap this market, and has launched an one year out of the ordinary medical visas for visitors.
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